At the hospital. Doesn't that sound like plastic surgery? It wasn't. I got the bill for it today. They charge me by the 30 minutes. Really.
My two 30 minutes in the OR cost $7227. There's $3000 more which I can't tell what it's for. This is not what I pay the doctor. This is what I pay the hospital. Can't wait for the doctor bill.
Paul and I have been talking about not having insurance, because we'll be paying for it ourselves, his new job won't pay for it. So a regular policy for our family would be $14,000 a year. And we thought, we never spend that much money in a year on our kids yearly visits and our every other year baby.
This last trip to the hospital has made me convinced that we need insurance. A few trips to the ER (like 2010) and we'd way overspend.
And all this griping is coming from a doctor's wife. I probably should be happy to see that I was charged $2051 for anesthesia. But all I can think is, it can't really have cost THAT much. This seems ridiculous.
Is healthcare this expensive everywhere?
4 comments:
yes! liv just got her tonsils out and it was 11,000. luckily we have a deductible of 3500 so that's all we have to pay, but seriously! yikes! you should call brett, my hubby, because he sells health insurance. see if he can get a better deal for you. sometimes he can! message me on facebook if you want his number.
Yes, healthcare costs are breathtakingly expensive. As a doctor family, this issue will soon become very close to home and the topic of many conversations to come. Some health insurance companies are good at "gaming" the system protecting themselves against huge costs. My health insurance had words like: will not pay for injectibles among such things as cosmetic surgery. I saw no issue with those words until I was diagnosed with Multiple Sclerosis and discovered that all the treatments were "injectibles" at the tune of $3,000 per month. And then the insurance company wouldn't pay for treatment. And now I have a "pre-existing" condition and can't get health insurance. Fortunately, I just have to wait one more month of being uninsured and then I can sign up for "Obamacare", the pre-existing condition plan that only costs $300 a month and will be thrilled to have it. So now I can get cancer, heart disease, diabetes, and have MS and not have our family finances wiped out. If you can get health insurance for your family at $14,000 per year, I suggest you take it. If I were you, stick with the name brand insurance companies like Blue Cross or Blue Shield. Those other discount ones are good at taking your money but cleverly disguise their stated benefits and you will be cheated if you have a real problem. Trust me on this! You aren't getting health insurance with your new job? It is a benefit that is worth about $1000 per month. That is a huge reason that people working for corporations or local, state, or federal government stay right where they are. And if you ask people how they feel about "Obamacare", their preferences seem to align right with their own experience with health insurance, that is, if they have affordable insurance or not. As as well established conservative type Republican, I am with Obama on the fact that Americans need uniform, accessible, reasonable health insurance. So many people can't afford it, so they go without it, and then those that have it are paying for those that don't. Emergency rooms only provide emergency care, I can't get MS treatment through an emergency room. Grant and Rachel have a family policy that is about $300/month for a $5000 deductible. You can recover from a $5000 hit, it is much harder to recover from a $100,000 hit which is any car accident, a few months of cancer, a run-in with a bison, etc. That is the end of my soapbox moment. And my opinion, but you asked. Sure enjoy your blog, when are you moving back west?
Everybody tells us lawyers are A-holes and Dr's are the hero but I think they are both A-holes.
Chad fights every dr. bill we get because every bill is off or wrong somehow. He can sort through all the insurance lingo because of his law degree but most of us can't. Once with one of our baby bills, we were charged for two epidurals even though we only had one. After lots of phone calls and being put on hold, they said sorry it was a mistake. So lame.
ps I don't think Paul is an A-hole, just the system.
Yeah Culver's recent hospital bill was $30,000. For 4 days. It was $26,000 for our stay together when I delivered him, for two days. We have insurance of course so we didnt pay that much. I can't understand what in the world costs so much for us to stay at the hospital. This didnt include the amount charged by doctors.
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